ENHANCED
Employment Practices
Liability Product |
We were not satisfied being voted the #1 EPL
Product in a recent nationwide survey
of Agents and Brokers! So now, we've made it better. |
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| Our New Policy
Provides: |
- No Intentional Acts Exclusion.
- Named Peril coverage for employment claims arising out
of Company Internet and E-mail.
- Wrongful Employment Act definition expanded to include:
• Demotion
• Failure to Promote
• Retaliation
• Wrongful Discipline
• Negligent Evaluation/Training/Supervision
• Workplace Harassment
• Employment Related Misrepresentation
- Policy is non-cancelable except for non-payment of Premium.
- Extension of Coverage for the Lawful Spouse
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Additional Advantages:
- Unlimited Defense Costs outside the limit of liability
(Subject to minimum limit of $500,000).
- FREE Employment Practices Hot Line with unlimited
number of calls and NO time limits.
- Optional Third Party Discrimination and Sexual Harassment.
- Optional Puitive Damages Coverage.
- A.M. best rated A++ Carrier.
- $1,000 minimum premium for $1,000,000 Limit.
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This document does not
amend, extend or alter the coverage afforded by the Policy. For a
complete understanding of any insurance you purchase, you must first
read your Policy, Declaration Page and any Endorsements and discuss
them with your Broker. A specimen policy is available from an Agent
of the Company. Your actual Policy Conditions may be amended by
Endorsements or affected by State Laws. |
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